Watch the video above and talk about it with a group or mentor. Learn more.

78% of all full-time working Americans are living paycheck-to-paycheck. The key to success, moving out of living from paycheck-to-paycheck, is developing and executing a plan.

Key Points:

  • Have something to aim at. With your career, you should have a definite idea of what you want to be doing in the next ten to fifteen years. Do your research and find that career that you want to have.
  • Dream again. Imagine what a typical day would be like in the future with the successful accomplishment of your ideal career.
  • Make a plan. Now that you have a clear picture of where you want to go, it’s time to make a plan.
  • In the meantime. For now, get control of your finances in three specific ways.

Quote This:

Act your wage. -Dave Ramsey

Talk About It
  1. What is your initial reaction to this topic? What jumped out at you?
  2. Why did you choose the career you have now? Explain.
  3. How has your career influenced your current financial situation? Explain.
  4. If you have not used a monthly budget, what steps would you take to begin?
  5. Do you feel your debt is manageable?  What steps would you take to improve your debt situation?
  6. Do you feel an emergency fund is a practical financial tool?  Explain.
  7. Write a personal action step based on this conversation.